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| i have been watching the weather, wondering when it's ever gonna rain, and then i heard these little pitter-pats on my window sill just now ... we have had a scattering of tiny drops! they went away for a second, and now they're back.
is it actually raining anywhere? like, ground is wet raining, not i smell wet cement raining? | comments: Leave a comment   |
| The topic of banks and overdraft fees is all over the news this week. I work at a bank and every day I talk to a minimum of five people that are overdrawn and want us to reverse fees. Our policy is that we cannot reverse anything unless it is bank error. We can occasionally reverse fees our a courtesy, but our system keeps track of how many fees we have reversed for you in the past ten months.
The thing is banks are here to make money, but you do not have to pay these fees. All you have to do is keep track of your balance! If you are cutting it close, then you should keep very close track of your balance knowing that the bank has these outrageous fees.
True, things happen and sometimes there are expenses and you do not have the money. If that is the case, then bring to us your register. Do not tell us that you keep track of your balance in your head. I went to the store tonight and I have no idea the exact dollar amount of what I spent, I know it was under $20 bucks, but there is no way to keep track of every purchase in your head.
Online banking is good, but it is not always accurate... good example, when you use your debit card to buy gas. Sticking your card in the machine only authorizes your car for $1. If you go online or call the 800 #, we think that you spent $1 on gas.
We offer options for overdraft protection. It is free to have this connected. Approval is based on your credit score, but it is another option to avoid the fees. But once again, the best way to avoid fees is to keep track of your balance. If you are having trouble doing so, then switch to cash only for a few months to get used to only spending what you actually have.
All of this news in the media and requirements for banks to change their policies feeds into and once again affirms the fact that everyone in America is a victim, that people should not be held accountable for their actions. Regulating how overdraft fees are applied just means that banks will find other ways to charge you and make money... mainly monthly fees for checking accounts and credit cards. So once again those that are responsible will have to pay for those who are not and who are unable to keep track of their balance. | | comments: Leave a comment |
| Обнаружил у себя в золотых запасах вот уту катушку фотопленки "Agfa"
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А ведь ей 25 лет! Именно столько прошло с того времени, как я разжился партией этой, замечательной фотопленки.
Когда вспоминаешь такое, лучше начинаешь понимать очередные воздыхания о "новой, выдающейся матрице", очередного "супер-пуперского аппарата", "продвинутой версии" старой, уже порядком всем поднадоевшей операционной системе и т.д. и т.п.
А там не далеко и время, когда благодарные отпрыски начнут подискивать новый, продвинутый и зАПгрейденный катафалк... | | comments: Leave a comment |
| this is some of the other stuff on my christmas crafts to-do list:
3D snowflakes to hang in the windows, maybe from the ceiling in certain spots:
directions [here]
to put either on the piano, or on the wall where the diningroom table will be. [it's just mini christmas lights poking through canvas.] michaels has alot of their large canvases on sale for 40% off right now, so it's fate!
paper stacking trees [though in much different paper]:
kind of wish i could do them out of fabric instead, but i don't have any fabric to do such a thing! =(
spray painted [probably silver, since that's all i have] branches to hang leftover ornaments:
at michaels, in their 1$ bins, they have these chipboard/cardboard/something albums in different shapes [christmas trees, gingerbread men, snowmen, ornaments, mittens]. i removed the rings that bound the 5 pieces together, spray painted one side silver, and the other side i'll attach scrapbook paper or more paper i've printed on and these will make up the majority of our tree ornaments. [you can buy some of them elsewhere, but they range from 4-7$ an album instead of a dollar.]
some of the album pieces:
[you can see in the bottom shot some of the printed paper i'll be using.]
and these are my favorites as far as the scrapbook papers i'm waiting on:
and that should give you an idea of how much i will not be matchy-matchy this year. honestly, it does make my insides squirm a little, but at the same time, i love those papers so much it doesn't matter as much as it normally would. [plus, i'll probably spend hours pissing everyone off by arranging and re-arranging ornaments so that they are near like colors. however, this is something i do every year regardless (just not usually because of color) so everyone is used to it. sort of.]
And i have these to play with:
Some of those used to be ornaments i made a loooooong time ago, but they are too small for our now large tree, and just got lost on it, so i took them apart. I might end up hanging them from the branches, make small bead garlands for other spots around the house, or.... i dunno, haven't figured it out yet.
Lastly, i was thinking of getting a foam mounted print of this:
It's a shot i took forever ago. Triple exposure with an old argus brick i [obviously] could not get the hang of advancing manually. And if i'm not mistaken, this a shot of the one and only real tree bri and i have ever gotten for christmas. [We jumped the gun, bought it too early, it died, we literally had to shovel all the dead bits out the window, and we went broke having to buy a fake one to replace it, just because it was the first time both our families were coming over for christmas and we just couldn't NOT have a tree. Good times.] Not sure though. If i do get it, it'll probably end up being the most expensive thing we've bought for christmas.
And to finish, this is something I wanted to do but won't be able to:
That would have required buying doilies [would get expensive] or making bri make them, which she doesn't have the time for. Maybe another year.
Sorry for the image heavy post. I'm not excited. Or nuts. No, not at all. | | comments: 1 comment or Leave a comment |
| #78: Handling Sin by Michael Malone:
Mingo Sheffield relaxed with a heave at the sight of his neighbor's unmistakable amazement. Surely, if Raleigh and Vera were having an affair, it wouldn't have escaped his notice that her mouth was wired shut and forty pounds of here were missing.
Synopsis: Baffled and outraged perfect son tracks missing, possibly mentally ill dying father across the country, doing improbably tasks along the way.
( I had such high hopes for this book. ) | | comments: Leave a comment |
| | Back in LA. Warm, sunny, beautiful. Heading back to Zambia sometime in December because I have a job. More details once I catch up, organize my life, and eat some Thai food. | | comments: 2 comments or Leave a comment |
| 
Ingredients:
(makes 12 rolls)
Dough:
1/2 C milk
4 tbsp butter
1/2 C water
1 (1/4oz) packet active dry yeast
1/2 C white sugar
1/2 tsp salt
1 egg
3 1/4 C all-purpose flour + more for flouring the counter
Filling:
1 tsp ground cinnamon
1 C brown sugar
4 tbsp butter, softened
1/2 C walnuts, chopped
In a small saucepan heat the milk until it bubbles then remove from heat and stir in butter until melted. Add water and let cool until lukewarm.
In a mixing bowl, combine the milk mixture, yeast, white sugar, salt, egg and 2 cups of flour. Stir well to combine then add in the remaining flour 1/2 cup at a time, beating well after each addition. When the dough has pulled together, place on a lightly floured surface and knead for 5 minutes then roll out dough into a 12x9 inch rectangle.
In a bowl, stir together the cinnamon, brown sugar, and butter. Spread over the dough then sprinkle half the walnuts evenly on top of filling. Roll up and use a little water to seal the seam.
Cut roll into 12 slices and place in a well greased 9x13 inch dish. Cover and let rise for 60-90 until almost doubled. Preheat oven to 375 degrees F, sprinkle remaining walnuts on top of rolls, then bake in preheated oven for 20-25 minutes until lightly browned.
Glaze:
1 C powdered sugar, sifted
1 tsp vanilla extract
1/3-1/2 C pure maple syrup
In a small bowl mix together powdered sugar, vanilla and maple syrup (add until desired consistency). Drizzle over warm cinnamon rolls.
 | | comments: Leave a comment |
| 
Strobist: Sigma EF DG 5500 Super through a Lumiquest softbox (really small) camera right, almost parallel to the model picking up the head and shoulders.
Another DG 500 Super camera right, behind the the model (aka, my wife), attached to the background support pole with a Joby Gorillapod, with a Honl snoot to help separate her from the background (and light the chair, apparently).
DG 530 Super through a Softlighter II (circular softbox) camera left, to fill in the details about 1 to 1.5 stops below the main.
Another in the dangerous editor series. | | comments: 2 comments or Leave a comment |
| Here is one of our favorite families, back this year again to do portraits for their holiday card. We just love to visit with our past clients, it is great to see the kids another year older and how they have changed. Tommy is now in Kindergarten and Lauren has grown out of her shyness a bit. We had a great session filled with many laughs and I just loved Lisa and Lauren's matching sweater dresses and boots. Those girls looked "Fab"!
Here you have it, some great moments with Brian, Lisa, Tommy and Lauren! Enjoy, J+D
( Read more... ) | | comments: Leave a comment |
| This is the survivor tree in Oklahoma City, they have a monument and a museum in the building in the background. That building actually has some damage too, the fire escape and the windows aren't really windows they are painted black wood pieces. Its really quite lovely and I would suggest visit if you have the chance.
But does anyone know how to put under the cut links on this? I have lots more pictures from here and want to show you them but don't know how so can anyone help??
| | comments: 1 comment or Leave a comment |
| Немного жарких эмоций в преддверии наступающих холодов :)
Надеюсь, эта серия вас согреет и вызовет только позитивные эмоции!
| | comments: Leave a comment |
| | When I told my mom about maybe getting my ears pierced she said, "But you're my only pure daughter!" | | comments: Leave a comment |
| I love movies. Anyone who knows me will tell you this. A quick glance at my DVD collection will prove confusing, because I have all kinds of highbrow artsy stuff (because, you know, I'm me)... and also movies like Snakes on a Plane and The Day After Tomorrow.
I love disaster movies. I don't care how terrible or ridiculous the plot, casting, writing, directing, whatever - if you destroy large quantities of shit on screen using the awesome power of Mother Nature, I am parked in that theater seat squealing like a teenager at a Jonas Brothers concert.
The first time I saw the trailer for 2012, I think my jaw unhinged and fell into my lap. Paul looked over at me bemusedly and said "We're going to go see that, aren't we?"
It's coming out this weekend. Squee!
(Not the actual trailer.)
(The actual trailer.)
(DID YOU SEE THE VATICAN ROLL?! DID YOU SEE CALIFORNIA BREAK OFF INTO THE OCEAN!? WRATH OF NATURE, BABY!) | | comments: 8 comments or Leave a comment |
|  His Excellency: George Washington by Joseph J. Ellis
My rating: 3 of 5 stars
One of the best Presidential biographies I've read - Ellis gets to the point, covering all the major events in Washington's life, and keeping a good blend of personal and political stuff. Washington was a fascinating guy. He knew his place in history and did everything he could to maintain the "above the fray", regal stature. Right now the thing that stands out (only because it was mentioned towards the end of the book) is a fun fact - Washington had a nephew named Bushrod. That is the weirdest name ever, but cool. Anyway, back to the book. Ellis does a great job of writing about our first President's life. He (Washington, that is) seemed to be able to predict how our budding nation would end up, and knew what needed to be done for it to happen. Really interesting stuff.
View all my reviews >> | | comments: Leave a comment |
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